As we grow older, our network expands. Conversations started revolving around financial independence, stocks, etc . . . and soon became a norm for us. Peer pressure probably struck some of you as some started investing with their savings accumulated as young as 16. Rest assured, for you would be standing on the shoulder of giants soon.


Giants Learning Technologies advocates income investing whereby you need to know only two characteristics:

  1. Some large, well-established companies are giving dividends, and
  2. Owning a stock meant owning part of the company.

Many times, different experienced investors and fund managers advised differently on what we should invest in. What we can confidently vouch, however, is their one common advice on why we should start investing, no matter how young we are or how little we know about investment.

We were once on the same page as you by having little cash to invest or not knowing where to start, or rather, what is the investment. Everything begins with the first step. If you don’t have any cash to invest, split your earnings & other allowances in such a way whereby one quarter of them belongs to investment for instance.

The rest could be divided accordingly to insurance, expenses and fixed deposits. Soon, your savings are adequate for your first investment.


 If you are clueless on what to start on, start by attending free investment seminars for your learning such as the ‘Get Rich Slowly through the Income Investing Way’ brought to you by Giants Learning Technologies.

If you are a student, take up an elective relating to investment or managing your money. Attend free lectures which preach about investing in well-established companies such as Macdonalds. Read up and research on investment types using webpages like Morningstar weekly and on top of that, define jargons using Investopedia.

As you continue reading and learning, you will be building the knowledge you truly need for your first and even future investments.


 Build a library. Go back to basics. Pick up a book at a store that plainly explains every kind of investment out there such as unit trusts, bonds, property investment.

Content should elaborate on the pros and cons of each which gives you a rough idea of investment types you prefer. Smart investors usually diversify their portfolio.

For instance, an investor commits to property investment and income investing since both provide income plus profits. If you are not an avid fan of grasping the technical details of the investment world, get books that will certainly motivate you.

Do not buy those ‘Get Rich Quick’ one though, you might end up digging a financial hole for there is no such thing as a free lunch!


 Pay attention to quality advice within your community. Attend seminars which are worth your time and serve a purpose. Build a personal finance library.


Jade Lee is the Chief Editor of Giants Learning Technologies. Her life purpose is to help; thus committing to youths like herself through articles regarding early financial planning. Jade is an alumnus of Ngee Ann Polytechnic where she attained a Diploma with Merit in Early Childhood Education, having dedicated three years in understanding preschool children. Under a scholarship, she reads Bachelor of Arts in Psychology from Nanyang Technological University. Jade is also a commercial model and engages in Hip-Hop dance. Find out more about her insights via


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