your money will be happy too if they need not work.

Simplification is often overlooked.

Saving face is such an important thing. So whenever we talk about reducing expenses, people always roll their eyes.

They ask, “Why can’t we just earn more? Make more money?”

But why not try both? Try to simplify what you can, and make more money at the same time!

Certainly, you can affect your personal balance sheet by spending less money dining out or on entertainment. Making a pot of coffee at the office instead of buying a $3 latte will make a slight difference in your cash flow.

But the big difference is usually made on the income side of the ledger. Stop looking at your budget as a fixed pie that must be cut up into different size pieces to cover your regular bills for housing, telephone, electricity, car expenses and insurance.

At the same time, you can also concentrate on thinking about how you could expand the size of the pie.

Sure, you could ask your boss for a raise. But that’s a less likely prospect than figuring out how you could earn more money on the side.

Take a look at how you’re spending your time, as well as your money.

Perhaps instead of dining out this weekend, why don’t you try out some free-lance work and earn an extra $100?

There are also many schemes which will pay you just for recommending good products and services to your friends! This is word-of-mouth marketing at its best! This is one of the most proven ways to help you grow your seed income for investment!

What would you do with an extra $800? How about $1600?

Then, instead of spending the extra money you earn, you should invest it so the money can work for you.